welcome to our blog. we are sisters and best friends. kelda lives in the bay area and lauren lives in nyc. together, we share all things travel, money and more. our mission is to provide actionable tips that still let you live your life! thanks for visiting!
All in Money And You
The financial impact of tipping is often not accounted for or considered. Hidden costs and expenses are a huge reason behind why individuals cannot stick to their budgets or keep track of their spending. Through conversations with individuals in the service industry, friends and adults that I respect and look up to, I have come up with my best practices for tipping. Hopefully, these guidelines will be helpful to each of you if you ever find yourself in any unprecedented or new situations, as I did.
Negotiating a salary, whether at a new company or in our current roles, is the fastest way to make more money.. Your current salary sets the bar both for potential raises with your current company and for your starting salary at future jobs with new companies. Pushing for just a $1000 or $2000 salary increase, today, can pay dividends over the course of your career. Read on for my tried and true advice for a successful salary negotiation.
We need an emergency fund, but we also need to pay off our credit card debt. We need to invest in the stock market, but we also need to buy a house. If we have extra money, where should it go first? Read on to learn my advice on how prioritize your savings goals.
In the same way that nobody gains weight overnight, our financial situation isn’t shaped by one big thing; it is a series of many small decisions. If you can figure out WHY you’re making the small decisions that you are, you can figure out HOW to adapt your behavior to make better ones.